What evidence does an auditor or the regulator ask for under Physiotherapy Board standards I-1 to I-6?

Certificate of currency or employer confirmation per setting; Mapping of roles and locations to cover; Policy schedule showing the three features; Written statement of third-party cover; Individual policy for outside work; Proposal form describing services and settings; Note of the reasons for the limit chosen; Declarations; Written notice of lapsed cover; Expiry diary; Run-off policy; Five years of certificates of currency; Certified copy supplied on request

Rules / Physiotherapy Board registration standards

Physio BoardPhysiotherapy Board registration standardsphysiotherapy-board-standards--professional-indemnity-insurance

Requirement

Physiotherapy Board: Professional indemnity insurance

the professional indemnity insurance standard of the Physiotherapy Board, clause by clause (I-1 to I-6), with the evidence the Board can ask for, the common gaps, and a free worksheet to fill in.

Clause

Physiotherapy Board standards I-1 to I-6

Regulator

Physiotherapy Board of Australia

Edition held

CPD 1 December 2015; PII arrangements 1 July 2016; recency of practice 1 December 2016; limited registration standards 2012

Checked current

6 October 2026, Physiotherapy Board registration standards page read 6 October 2026

Who it applies to

Registered physiotherapists.

Every clause in the standards library

Physiotherapy Board registration standards on the standards library

Under review, not in force

Revised CPD and recency of practice standards were consulted on (consultation closed 17 July 2026); the current standards stay in force until revised ones take their place.

I-1Be covered by PII for all practice, locations, sectors and capacitiessource

Requirement, our statement of the clause

When practising, a registered physiotherapist (not students or non-practising registrants) is covered by their own or third-party PII for all aspects of practice, all locations, private, non-government and public sectors, and full-time, part-time, self-employed, employed, unpaid or volunteer work. The standard allows no exemptions.

Evidence that typically shows this

Certificate of currency or employer confirmation per setting
Mapping of roles and locations to cover

Common gap to check

Sports club or volunteer work uninsured
Home visits outside the employer's cover

I-2Ensure PII includes civil liability, retroactive cover and automatic reinstatementsource

Requirement, our statement of the clause

The cover includes civil liability cover, appropriate retroactive cover for otherwise uncovered matters from prior practice, and automatic reinstatement, or the equivalent under third-party arrangements.

Evidence that typically shows this

Policy schedule showing the three features

Common gap to check

No automatic reinstatement clause

I-3Check third-party cover, top it up, respect exclusions and cover outside worksource

Requirement, our statement of the clause

A third-party arrangement must meet the standard; ask what it covers and take extra cover where it falls short; do not practise in any area excluded from cover; and hold individual cover for practice outside stated employment such as practical CPD, study involving patient treatment or volunteer work not separately covered.

Evidence that typically shows this

Written statement of third-party cover
Individual policy for outside work

Common gap to check

Exclusions not checked

I-4Disclose the scope of practice to the insurersource

Requirement, our statement of the clause

When taking out your own PII, give the insurer or indemnifier accurate and current information on the scope and nature of practice so it can advise on adequate cover, and be able to show full disclosure and justify the PII decisions; use an APRA-registered general insurer or Lloyd's underwriter through a contract of insurance.

Evidence that typically shows this

Proposal form describing services and settings
Note of the reasons for the limit chosen

Common gap to check

Scope change not disclosed to the insurer

I-5Declare PII at application and renewal, notify loss of cover within seven dayssource

Requirement, our statement of the clause

Declare on applying that you will not practise without compliant PII, declare annually at renewal that you practised in line with the standard and will continue to, and notify the Board within seven days if appropriate PII is no longer in place (National Law ss 129, 130).

Evidence that typically shows this

Declarations
Written notice of lapsed cover
Expiry diary

Common gap to check

Lapsed cover not notified

I-6Run-off cover on ceasing practice and evidence of coversource

Requirement, our statement of the clause

On ceasing practice take out appropriate run-off cover for otherwise uncovered matters from previous practice; retain documentary evidence of insurance held in your own name for at least five years; and, if the Board asks, provide a certified certificate of currency or a third-party letter confirming cover.

Evidence that typically shows this

Run-off policy
Five years of certificates of currency
Certified copy supplied on request

Common gap to check

No run-off after closing a private practice
Certificates not kept

Worksheet: what your practice holds, and where

Ref	Held (yes, partly, no, not applicable)	Where it is kept	Owner	Last reviewed	Next review
I-1
I-2
I-3
I-4
I-5
I-6

Download the worksheet (CSV)Print the worksheet (A4)

Completing this worksheet records what your practice holds and where. It does not make a practice compliant or ready for audit, and it is not legal advice.

Related requirements

Physiotherapy Board registration standards

C-1, C-2, C-3Physiotherapy Board: Continuing professional development
L-1 to L-5Physiotherapy Board: Limited registration
R-1, R-2, R-3Physiotherapy Board: Recency of practice
Every page of this instrument

The same topic in other instruments (risk and insurance, notifications to the Board)

OT Board standards I-1 to I-7Occupational Therapy Board: Professional indemnity insurance
Psychology Board standards I-1 to I-7Psychology Board: Professional indemnity insurance
NDIS Practice Standards Core 10.1 to Core 10.6Core module: Risk management
NDIS Practice Standards Module 6 3.1 to Module 6 3.5Module 6: Risk management
National Law s 129Practise only with appropriate professional indemnity insurance
Ahpra shared Code of conduct 7.1Risk management
Psychology Board Code of conduct 7.1Risk management
Common registration standards CH-1 to CH-6Criminal history registration standard

See every requirement for your practice See the specimen practice